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Personal Finance: I'm In Charge

Dear future me - this ongoing financial literacy series has set me up for success! It’s about being my best. About me enjoying life and being in charge. Planning my education. Signing a cellphone contract. I’ve got tips and tricks to save money and eat well. I see myself finding an apartment and paying my rent. Credit savvy and spending wisely.

It’s an investment thing. And it’s about more than money.

Treat your future self to a FREE online workshop on these topics and more.

A Best-Self Financial Literacy Series for Young People

Dear Future Me is a virtual and in-person series of interactive workshops by the YMCA of Greater Toronto, powered by Desjardins. Treat your future self to a free workshop, including a chance to win prizes. Gain a Certificate of Completion. View Workshop Calendar for quick and easy registration.

Workshops cover a variety of topics, activities and hands-on exercises. Topics easily relate to everyday life, including:

  • Transportation
  • Education
  • Buying and saving
  • Food
  • Finding an apartment
  • Cellphones
  • Investment
  • Credit

You can view the workshop descriptions on this page below the calendar section.

Bring our workshops to your group or school.

We also deliver free tailored workshops to youth through community groups and schools. 

Learn more or contact Partner@YMCAGTA.ORG

Upcoming Workshops Calendar

Benefit from a wide range of financial literacy workshops – click on the workshop title on the calendar and register now!

Workshop Descriptions

Transportation: On the right track

  • Explore the myths, realities and costs of different means of transportation and choose the one that’s right for you and your budget
  • Identify the factors that influence the type of transportation you take

Education: An investment for your future

  • Learn how to plan for your education
  • Explore and determine ways to pay for it
  • Learn about different grants, scholarships and student loans

Buying and Saving: How to make room for both!

  • Learn the key considerations of a well-planned purchase
  • Explore different ways to save
  • Identify the key aspects of being a responsible consumer and the specific role that savings plays in your life and goals

Food: Tips and Tricks to Save

  • Factor the cost of food into your budget
  • Spot the marketing strategies used in supermarkets
  • Find cheaper alternatives and ways to save

Finding an Apartment: Your Key Considerations

  • Learn about how to find a place to live
  • Evaluate different housing options according to your needs, your lifestyle and your ability to pay
  • Learn about the lease and a rental agreement

Cellphones: Getting a clearer picture

  • Know what to consider when shopping for and using a cellphone
  • Learn how to assess your needs based on your ability to pay and the available plans

Investment: Investing is about more than making money!

  • Understand the impacts of the financial choices you make
  • Start thinking about how to choose investments based on your profile and future plans

Credit: The more you know, the better

  • Understand how credit works, how it fits into a budget and how to use it responsibly
  • Learn about different types of credit cards, what they cost and how they work